Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it – Albert Einstein After reading the title of this article, you might be thinking: “Ha! another click-bait article on the internet”. But is that the case in this situation? Well, allow me to explain to …
If you love finances and investing, whenever you hear the terms ”intrinsic value” or ”stock valuation” Warren Buffet’s name inevitably comes to mind. He is, if not, one of the greatest investors of all times, and in today’s article we would like to address one of the basic methods Buffet uses when picking undervalued stocks. …
Read moreHow Does Warren Buffett Calculate The Intrinsic Value of Stock?
Should you invest in gold today? To better understand the place of gold in markets and the economy we have to go back and take a quick look at history. Gold has been around for longer than any currency, in fact, it was the first “currency” that ever existed, and its value depends on it’s …
Read moreShould You Invest In Gold In 2020? | Pandemic Relief Investment
401k Rollover You might have heard a lot about the 401k rollover and how it is a great benefit for retirement planning. A rollover allows you to take money out of your 401k and use it to fund your retirement, and it is a great benefit for saving money in your retirement, as well. But …
Read more3 Questions You Have To Answer Before doing a 401k Rollover
Roth IRA vs. 401k First, It’s important to clarify that there are two options with both the 401k and an IRA. The Traditional IRA has contributions that are made with before-taxed money and ROTH that has contributions are made with after-tax money. For the sake of this article, I’m just going to review the differences …
The 3 Common Strategies to Generate Income for Retirees Invest your principal in a fixed interest rate vehicle and attempt to live off the interest only. Purchasing an annuity with an Income Rider that offers a lifetime income for retirees. Making systematic withdrawals from a non-guaranteed portfolio that also contains the possible risk of loss. …
Before explaining the concept behind a “Laddered Fixed Annuity” I’d like to add that in some cases people have great experiences with fixed annuities, but it is also very often that people have poor experiences. In most cases those individuals who have had a bad experience with fixed annuities, had one for the same reasons …
Read moreCan laddered fixed annuity save your retirement portfolio?
A Fixed Annuity is a contract between you and an insurance company in a similar manner to how a certificate of deposit is a contract between you and a bank. The reason it is called a “fixed” annuity is that it guarantees a stated interest rate and therefore carries no investment risk (as opposed to …
Read moreWhat Is A Fixed Annuity? And having 1 can save your Retirement?
